Savings and Deposit Products
Safe and Rewarding Savings Options With Competitive Interest Rates
At Kebbi Home Savings and Loans Ltd, we make saving simple, secure, and worthwhile. Whether you’re planning for the future, building an emergency fund, or managing regular income, our savings and deposit products are designed to grow your money with peace of mind and reliable returns.
Why Save with Us?
Saving is more than putting money aside, it’s about building financial security. With our range of savings and fixed deposit options, you enjoy:
Safety of funds – Your deposits are protected and managed by a licensed financial institution.
Attractive interest rates – Earn competitive returns, higher than ordinary bank accounts.
Flexibility – Choose a plan that suits your needs, from daily access savings to locked-in term deposits.
Convenience – Enjoy digital and in-branch banking options for deposits, withdrawals, and account management.
Our Savings and Deposit Products
1. Regular Savings Account
Ideal for individuals, students, and families.
Low minimum opening balance
Easy access to your funds
Earn interest on your daily balances
ATM, mobile, and in-branch access
2. Target Savings Account
Save consistently toward a goal — rent, school fees, a car, or travel.
Fixed monthly deposits
Higher interest rates for longer terms
Withdraw only at maturity
Ideal for disciplined savers
3. Fixed Deposit Account
Earn higher returns with term-based investments.
Deposit funds for a fixed period (30 days to 12 months or more)
Enjoy higher interest rates than savings accounts
Interest paid monthly or at maturity
Option to roll over principal and interest
4. Children’s Savings Account
Start building financial habits early for your kids.
Specially designed for minors (under a guardian’s management)
Interest-bearing account
Helps save for school, birthdays, or future investments
5. Corporate/Group Savings Account
For cooperatives, associations, or small businesses.
Joint or group ownership
Easy deposit and tracking
Suitable for project-based or pooled savings
Your Funds Are Safe With Us
All deposits are managed under strict financial regulations and are insured by NDIC, offering you complete peace of mind.
How to Open a Savings Account
Visit any of our branches or start online with the following:
Valid ID (National ID, Voter’s Card, International Passport)
Passport photograph
Utility bill or proof of address
Minimum opening balance (varies by product)
Interest Rates
Our savings and deposit products attract competitive interest rates based on:
Type of product
Amount saved or deposited
Duration of savings/fixed deposit term
Let’s Help You Save Smarter
Whether you’re saving for short-term needs or long-term goals, we have a product for you. Our advisors are ready to help you choose the best option based on your lifestyle and income.