About Us
Who We Are
Kebbi State Home Savings and Loans Limited is a state-owned, CBN-licensed Primary Mortgage Bank committed to advancing homeownership and financial inclusion across Kebbi State and Nigeria. For over 30 years, we’ve provided affordable mortgage financing, real estate funding, savings products, and financial advisory services tailored to individuals, families, and businesses.
Our Mission
To deliver excellent and responsive mortgage services that empower our communities while creating value for our stakeholders
Our Vision
To be the preferred provider of excellent mortgage services in Africa
Business Philosophy
At Kebbi State Home Savings and Loans Limited, our business is built on the belief that everyone deserves access to affordable and dignified housing. We are committed to empowering lives through responsible mortgage banking, guided by integrity, professionalism, and a deep sense of social responsibility.
Why Choose Us
- Over 30 Years of Trusted Experience
- Licensed and Fully Regulated
- Tailored Housing Finance Solutions
- Driven by Transparency and Professionalism
- Committed to Socio-Economic Development
Our Services
Your Dream Home Begins with Today’s Savings!
We offer personalised mortgage consultations, structured savings plans, and flexible housing finance solutions all designed to help you achieve your homeownership goals. With expert support at every step, we make your journey to owning a dream home smooth, sustainable, and stress-free.

News & Insights

Expert Property Insights from Your Trusted Real Estate Partner
Navigating the real estate market can be complex and overwhelming—whether you’re buying land, constructing a home, investing in property, or managing real estate assets. That’s why having expert guidance is essential.

Understanding Savings and Deposit Products
Saving money is the foundation of financial security and long-term planning. Whether you’re preparing for future expenses, growing your wealth, or simply managing your money better, the right savings and deposit products can help you achieve your goals with confidence.

A Professional Guide to Mortgage Loans
Owning a home is a key milestone in life, a symbol of stability, security, and long-term investment. Yet for many, the upfront cost of purchasing or building a house can be overwhelming. That’s where mortgage loans come in.