Estate Development Finance
Strategic funding solutions for real estate developers and government-backed housing projects
At Kebbi State Home Savings and Loans Ltd, we understand that real estate development requires substantial funding, precise timing, and strategic planning. Our Estate Development Finance service is tailored to support developers, cooperatives, and government housing schemes with the capital and advisory they need to successfully execute housing and infrastructure projects.
What is Estate Development Finance?
Estate Development Finance is a specialised funding service designed to support the planning, construction, and completion of housing projects, from gated estates and apartment blocks to affordable housing schemes and commercial developments.
Whether you’re building for sale, lease, or government housing programs, we offer the financial structure and advisory support to help you succeed.
Our Development Finance Services Cover
1. Private Estate Projects
Funding for residential and mixed-use developments
Flexible disbursement tied to construction milestones
Loan tenors that align with project timelines
Support with project cash flow planning
2. Affordable & Government-Backed Housing Projects
Financing tailored to public-private partnerships (PPPs)
Collaboration with government housing agencies and cooperatives
Special loan conditions for mass housing schemes
Compliance and regulatory support
3. Bridge Financing
Short-term funding to meet urgent capital needs during development
Ideal for developers awaiting long-term investment or bulk off-takers
Quick approval and flexible repayment plans
4. Project Structuring and Advisory
We do more than lend — we advise. Our experts help you:
Assess project viability and profitability
Prepare investment-ready project proposals
Navigate land acquisition and legal processes
Connect with off-takers and end-user mortgage solutions
Who Can Apply?
We finance:
Registered real estate developers
Cooperative societies and housing unions
Government housing agencies
Public-private project managers
Estate builders with verifiable track records
Basic Requirements
Company profile and project proposal
Evidence of land ownership or rights
Bill of quantities and architectural plans
Development timeline and cost breakdown
Pre-sales/off-taker commitments (if available)
Regulatory approvals (where applicable)
Why Choose Us?
Industry Expertise: Years of experience financing real estate and housing developments.
Flexible Terms: Loan structures aligned with project phases and cash flows.
Partnership Approach: We treat developers as partners, not just borrowers.
Access to End-Buyer Financing: We help connect your clients to mortgage solutions, ensuring faster unit sales.
Let’s Build Together
Whether you’re developing a luxury estate or a government housing project, our estate development finance service gives you the capital and confidence to build with impact.