About Us
Who We Are
Kebbi State Home Savings and Loans Limited is a licensed Primary Mortgage Bank, duly regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC). Founded over three decades ago, we are a state-owned institution committed to advancing homeownership and financial inclusion in Kebbi State and across Nigeria.
Our mission is rooted in empowering individuals, families, and businesses with access to affordable and innovative housing finance solutions. We offer a range of services including mortgage financing, real estate development funding, savings products, and financial advisory services, all designed to meet the evolving needs of our diverse clients.
Over the years, Kebbi State Home Savings and Loans Limited has played a significant role in shaping the housing landscape of Kebbi State, contributing to sustainable development and economic growth through responsible lending and customer-centric financial products.
We pride ourselves on our core values of transparency, professionalism, and service excellence. These values guide our operations and reinforce our commitment to building long-term partnerships with our customers, stakeholders, and communities.
Mission
To deliver excellent and responsive mortgage services that empower our communities while creating value for our stakeholders
Vision
To be the preferred provider of excellent mortgage services in Africa
Core Values
Professionalism, Accountability, Integrity, Collaboration and Excellence
Our Services
Why Choose Us
Over 30 Years of Trusted Experience
With more than three decades of dedicated service, we have built a solid reputation in delivering reliable and affordable mortgage solutions across Kebbi State and beyond.
Licensed and Fully Regulated
We are a CBN-licensed Primary Mortgage Bank and insured by the NDIC, giving you the peace of mind that your investments and savings are safe with us.
Tailored Housing Finance Solutions
Whether you’re a first-time homebuyer or a property developer, we offer flexible mortgage and real estate financing options designed to meet your unique needs.
Driven by Transparency and Professionalism
Our operations are guided by integrity, openness, and professional standards, ensuring you receive honest advice and dependable service at every step.
Committed to Socio-Economic Development
As a state-owned institution, we are deeply committed to the growth of our communities by promoting home ownership and financial inclusion for all.
News & Insights
Expert Property Insights from Your Trusted Real Estate Partner
Navigating the real estate market can be complex and overwhelming—whether you’re buying land, constructing a home, investing in property, or managing real estate assets. That’s why having expert guidance is essential.
Understanding Savings and Deposit Products
Saving money is the foundation of financial security and long-term planning. Whether you’re preparing for future expenses, growing your wealth, or simply managing your money better, the right savings and deposit products can help you achieve your goals with confidence.
A Professional Guide to Mortgage Loans
Owning a home is a key milestone in life, a symbol of stability, security, and long-term investment. Yet for many, the upfront cost of purchasing or building a house can be overwhelming. That’s where mortgage loans come in.